{"id":159,"date":"2022-09-14T21:53:00","date_gmt":"2022-09-14T21:53:00","guid":{"rendered":"https:\/\/www.coccosmile.com\/blog\/?p=159"},"modified":"2022-10-03T21:55:54","modified_gmt":"2022-10-03T21:55:54","slug":"4-tips-for-understanding-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.coccosmile.com\/blog\/2022\/09\/14\/4-tips-for-understanding-dental-insurance\/","title":{"rendered":"Understanding Dental Insurance: 4 Tips You Should Know"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignleft size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.coccosmile.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_122486797__1664313738_99059.jpg\" alt=\"dental insurance form on table\" class=\"wp-image-160\" width=\"301\" height=\"200\" srcset=\"https:\/\/www.coccosmile.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_122486797__1664313738_99059.jpg 800w, https:\/\/www.coccosmile.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_122486797__1664313738_99059-300x200.jpg 300w, https:\/\/www.coccosmile.com\/blog\/wp-content\/uploads\/2022\/10\/AdobeStock_122486797__1664313738_99059-768x512.jpg 768w\" sizes=\"(max-width: 301px) 100vw, 301px\" \/><\/figure><\/div>\n\n\n\n<p>Believe it or not, medical insurance and dental insurance are very different. Since they don\u2019t work the exact same way, it can easily confuse people. As a result, you may not fully understand what your dental plan actually covers. Fortunately, a dentist in Ann Arbor has compiled a list of useful tips to help you comprehend the basics of your insurance policy. Continue reading to learn how you can properly navigate your plan!<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Understand Your Plan<\/h2>\n\n\n\n<p>Every <a href=\"https:\/\/www.coccosmile.com\/patients.html#insurance\">dental insurance<\/a> policy is unique, which is why it\u2019s crucial to understand how your individual plan works. Doing so will give you the freedom you need to seek the treatments you want and require. Most plans offer what\u2019s described as \u201c100-80-50\u201d coverage. It refers to 100% coverage of preventive care (checkups and cleanings), 80% for restorative treatments (fillings and root canals), and 50% for more extensive procedures (dental crowns and bridges). If needed, you can ask your dental team for help understanding the details of your coverage.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Know What \u201cOut-of-Network\u201d Means<\/h2>\n\n\n\n<p>If you want to see a dental provider that isn\u2019t in your network, it doesn\u2019t mean you\u2019ll be required to pay for all of your treatments upfront. More often than not, that simply means the percentage covered is lower, but not absent. There may be little-to-no difference between what your insurance company will cover for dental providers in and out of network. At the end of the day, it\u2019s up to you to determine whether or not the difference is worth it.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pick Your Own Provider<\/h2>\n\n\n\n<p>Your insurance company does not dictate which dental provider you should be seeing. Because you\u2019re the one receiving treatment, it only makes sense that you\u2019ll decide who you\u2019ll visit for your care. Of course, you must look at the difference in coverage between providers to make the best possible choice for your unique needs. While weighing your options, keep in mind that you get what you pay for!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Remember That You Are the Customer<\/h2>\n\n\n\n<p>Don\u2019t forget \u2013 you\u2019re the customer of your dental insurance company, not your dentist. They\u2019ll be much quicker to reimburse you than they will be to reimburse your dental office. If you need to pay for a treatment or a procedure in its entirety, your insurance company should reimburse you within a matter of weeks. While it\u2019s best to verify your benefits on your own, your dental team will gladly offer their assistance if needed.<\/p>\n\n\n\n<p>Dental insurance can be confusing, but it\u2019s an important tool for receiving affordable dental care. With these tips, you can get the treatments you need without unnecessary stress!<\/p>\n\n\n\n<p><strong>About the Author<\/strong><\/p>\n\n\n\n<p>Dr. Dina H. Cocco, DDS is a proud graduate of the University of Michigan. For nearly three decades, she has helped patients of all ages achieve their very best smiles. If you have any questions about your dental insurance, Dr. Cocco is always more than happy to address your concerns. You can reach her via her <a href=\"https:\/\/www.coccosmile.com\/contact.html\">website<\/a> or call <strong>(734) 668-8636<\/strong>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Believe it or not, medical insurance and dental insurance are very different. Since they don\u2019t work the exact same way, it can easily confuse people. As a result, you may not fully understand what your dental plan actually covers. Fortunately, a dentist in Ann Arbor has compiled a list of useful tips to help you [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Understanding Dental Insurance: 4 Tips You Should Know<\/title>\n<meta name=\"description\" content=\"Everyone knows how complicated dental insurance can be. 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